AI Underwriting Policy
Tune the OAT risk engine — every change updates downstream decisions in real time.
Auto-Approve Eligible
3
applicants match policy
Sandbox Mode
ON
SAMA reg sandbox
Fraud Engine
ARMED
OAT FraudNet v3.2
Minimum OAT Score for Auto-Approval
Applications above this score are auto-funded
300850
Maximum Instant Funding Limit
Cap per single instant funding request
SAR 1,000SAR 250,000
SAMA Regulatory Sandbox Mode
Route decisions through the SAMA sandbox endpoint
AI Fraud Detection Engine
Enable behavioural + device anomaly scoring
Pitch Demo Mode
Show the floating Simulate FAB on the Flow app for live demos